Would you like saving even more at your favorite stores? You can save more money at Hobby Lobby, Bath and Body Works, Victoria's Secret, Sephora, Target, Kohl's, Gap, H&M, Old Navy, IKEA, and Starbucks. These hacks are from inside sources and serious savers. I have not seen most of them before. If you shop at these stores, it's … [Read more...]
What Is “The Good Life”?
Two questions have been rattling around in my brain lately. Both have an effect on how we spend and save our money. 1. How Do You Define Yourself? I guess I haven't thought about it too much until the other day when I overheard someone say that their house defines them. I thought that was odd, but perhaps others think that way. Is it a clear … [Read more...]
Is Cheap Going Mainstream?
Smart Saving is "In"Is it cool to be cheap? I'm sensing a change in attitudes. I don't hear "It's only money, honey" anymore.Do your friends brag about how cheap they are? I was at a get-together where that was exactly what was happening. As we sat around a fire into the evening family and friends started bragging about how cheap they were. I mean … [Read more...]
How I Taught My Daughter about Credit Cards
I sometimes feel guilty about what I did to our daughter. Was I being mean or wise? I'm still not entirely sure. This goes back a few years to when our daughter, let's call her Penny, was about 8 years old. She was getting a small allowance that seemed to take care of her miscellaneous wants. But there came a day when that allowance wasn't enough … [Read more...]
Have All the Rules Changed? 5 Investing Rules for the New Economy
Monopoly: House RulesHow would you like to play Monopoly and have half the rules change after the first hour? And you don't find out the rule changes until then. The utilities can now charge 10 times the former amount. Landing on Boardwalk will cost you $16. Marvin Gardens is now the high rent district. Yikes. But at least you know what the … [Read more...]
Managing Financially Awkward Situations
You are asked to go someplace you can't afford. You are asked to be in a wedding & you can't afford it. You know the situations. We all do. What to do? You can say no. You can say the budget is tight right now. You can say you are saving up for something this month. You can suggest an alternative. Just don't continually wreck the budget by … [Read more...]
50 Tips from the Great Depression and the 1950’s
My parents grew up in the Great Depression. I saw old clothes turned into quilts or rags if they were not good enough to hand down to someone in the family. We wore hand me downs from family and neighbors. We ate leftovers until they were gone. Soup was made from leftovers. All desserts were home made, and we often made extra to share with … [Read more...]