Wow, 50% of Americans say they do not have an emergency fund to cover a $2000 expense such as an unexpected bill for car repair, home repair, a medical emergency, or legal expenses. Of course no one can predict those bills, that's why a person has an emergency fund. Yet cars do break down, roofs leak, and neighbors can sue. Many who declare … [Read more...]
A Debt Settlement Plan Will Trash Your Credit Score
Before signing anything with a debt settlement company read about your options at the linked article. Some choices are better than others.Click title for link at Bankrate.com. … [Read more...]
American Dream 2.0: Default then Rent
Apparently there are people who are strategic defaulters. Some would say it's immoral, others might way they are smart. Either way, they are gaming the system. Click title for link to this fascinating article at the Wall Street Journal. … [Read more...]