This is a guest post from Anum Yoon. I think you'll like her suggestions on ways to make your daily commute actually benefit your finances. I love that these ideas work for students as well as for people going to jobs. Note that two of these ideas work only when you are not driving (a benefit of taking public transit). You can still use them … [Read more...]
Your Money Kit: A Notebook and a Can!
You Can Take Control of Your Money with a Just a Notebook and a Can! Read on for this simple way to get what you want with the least pain and how to get guilt-free splurge money! Watch Out for These Spending Traps Do you save so you can splurge? I have done that. It feels like a game that you have mastered. You keep expenses as … [Read more...]
How to Stay Motivated to Save Money Using a VIP List
How to Save More Money Here's a way to trick your brain into saving more money for your goals. It's somewhat painless. You think of ways of spending as either important or not. Give this simple plan a try. 1. Make a list of things that are important to you. Just put down everything and anything that comes to mind. Don't make any … [Read more...]
How to Be Happy in an Unhappy World
Happy Weird People?I notice that quite a few people who did a Google search for "happy weird people" ended up here on Square Pennies. I'm not quite sure how to take that. Perhaps anyone who looks happy these days is considered weird? Anyway, welcome all happy weird people! Or those who want to be happy and weird. I do believe we can be happy … [Read more...]
The 20% Rule; Can It Help You?
Humans don't like change. It takes adjustment. We like being as comfortable as possible and that means no change to most of us. I'm human. I don't like having to make big changes. Somehow I can trick my mind to accepting change when I consider just "20% change." I don't know why, but that 20% just seems acceptable.I'd always heard to keep … [Read more...]