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5 Money Ratios to Live By–or Not

These are guidelines for "wise" use of your money. They apply to many people's situations, but you should always think for yourself.1. Spend no more than 30% of your income on housing. You don't want to be "house poor" with little money left for other needs.2. Save 10% of your paycheck.3.Spend 3 months salary on an engagement ring. The linked … [Read more...]

7 Rational Things to Do When Financial Panic Hits

This seems like good advice from Trent at the Simple Dollar to someone who lost his job. It's about getting the family finances back on track as soon as possible and how to decide which bills to pay first. He says to make payments on any debts that have collateral, like your house or car. It's a helpful article on how to be rational when you … [Read more...]

Life Advice to a Graduating College Student

What advice would you give to someone just graduating from college? My advice would be to pay themselves first with money into a savings account. Not new, but certainly sound. Second piece of advice is to try to learn about finances by reading online and in books. Don't just guess.What would you tell a family member who asked you for … [Read more...]

How Debt Fools People

It's not that people intend to take on too much debt. It's just that they take on an amount of debt that they can afford. Then when they have a drop in income or unexpected expenses they are unable to make all their payments. They are in debt up to their eyeballs & didn't know it. It's too easy to have problems escalate into a debt spiral at this … [Read more...]

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“Maggie, the truths in your experiences, your real-ness, and your humble spirit just shines.--------------- "Thanks again for keeping the ingredients to a minimum… (have you ever searched for sauerkraut and pork chop recipes oh my goodness!!)" --------------------- "Wow, Maggie! Awesome tips here. And I WISH my fridge was as organized as the one pictured. Good kitchen organization and de-cluttering can make you want to cook more. It’s all about the experience. ------------------- "I love these suggestions! I’ve got two teens headed to college with only one year apart so I’m definitely going to encourage my kids to look into these opportunities.------------------------- Maggie, I'm impressed by your blog, informative, to the point, smart.------------------------ Maggie you have the best recipes!

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