Monopoly: House RulesHow would you like to play Monopoly and have half the rules change after the first hour? And you don't find out the rule changes until then. The utilities can now charge 10 times the former amount. Landing on Boardwalk will cost you $16. Marvin Gardens is now the high rent district. Yikes. But at least you know what the … [Read more...]
Smart: Prioritizing Your Bills
The linked post is from Bankrate.com, one of my favorite sites for financial advice. Some good points about paying bills include paying as many bills online automaticly as you can. That way you don't forget. Late fees not only cost you unnecessarily, but being late on bills really dings your credit rating (FICO Score). Recent changes in the way … [Read more...]
Managing Financially Awkward Situations
You are asked to go someplace you can't afford. You are asked to be in a wedding & you can't afford it. You know the situations. We all do. What to do? You can say no. You can say the budget is tight right now. You can say you are saving up for something this month. You can suggest an alternative. Just don't continually wreck the budget by … [Read more...]
10 Spending Warning Signs
Do you recognize yourself in any of these? The wallet stuffed with credit cards is a big clue that you are spending too much. Click title for link at DigeratiLife. Good list and true. … [Read more...]
His Magical System for Getting Out of Debt
You maybe have heard of several methods of getting out of consumer debt: the debt snowball, the reverse snowball, and more. Here is what worked for the blogger at FiveCentNickel. It's laid out simply, and you might like how clear it is. Click title for link. Click labels below this post for more ways to attack debt. The most important thing … [Read more...]
Things Broke People Say (That Keep Them Broke)
In the linked article are 30 things people say as a way of excusing their bad spending habits. 7 that I hear: 1. I work hard, so I deserve to have it. (I most often hear, "I deserve it!" And who will say, "No, you don't"?)2. I want my kids to have it better than I did. (How will your kids be able to keep up that lifestyle?)3. It's cheaper … [Read more...]
Deflation? What You Can Do to Protect Yourself
The inflation or deflation questions are back in the news. It's all so uncertain. Yet there are a few things you can do to protect your finances.The linked article is about what to do for deflation. The bottom line is to try to eliminate your debt and save money. That's a tall order, but it can be done. It's the old joke: "How do you eat an … [Read more...]