Two questions have been rattling around in my brain lately. Both have an effect on how we spend and save our money. 1. How Do You Define Yourself? I guess I haven't thought about it too much until the other day when I overheard someone say that their house defines them. I thought that was odd, but perhaps others think that way. Is it a clear … [Read more...]
How I Taught My Daughter about Credit Cards
I sometimes feel guilty about what I did to our daughter. Was I being mean or wise? I'm still not entirely sure. This goes back a few years to when our daughter, let's call her Penny, was about 8 years old. She was getting a small allowance that seemed to take care of her miscellaneous wants. But there came a day when that allowance wasn't enough … [Read more...]
Organize Your Wallet to Save Money, Time, and Stress
Remember the Seinfeld episode where George's wallet was so full that he was getting chronic backache? He said it was his personal filing system. Don't be George. Get organized instead!There are some good ideas in this article at The Simple Dollar like keeping a photo of your money goal next to your credit cards. He also tells you how to combine … [Read more...]
Smart: Prioritizing Your Bills
The linked post is from Bankrate.com, one of my favorite sites for financial advice. Some good points about paying bills include paying as many bills online automaticly as you can. That way you don't forget. Late fees not only cost you unnecessarily, but being late on bills really dings your credit rating (FICO Score). Recent changes in the way … [Read more...]
The Best Money Advice in 10 Words or Less
This is a list of advice that readers sent in to the Simple Dollar using ten words or less. I think they came up with some good ones! Lots of comments there too.Hmmm . . . maybe we should be embroidering some of these sayings onto nice linen & then framing them. lol Click title for link at the SimpleDollar. … [Read more...]
10 Tips for Getting out of Debt
Many people are working on reducing their credit card debt. With holiday shopping going on now, about half of shoppers are using cash/debt cards/checks rather than their credit cards. If your credit card company has raised rates on you, it only makes sense. Click title for link at CNBC. … [Read more...]
10 Bad Habits that Lead to Debt Disaster
These are definite warning signs that you are not living within your means. Click title for link at Bankrate.com. … [Read more...]