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Square Pennies

Live Better For Less!

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How To Get a University Degree for Free (Really)

Yes, you can. The catch? You have to go to Germany to get it. You might want to encourage your teens to learn German in case they can take their degree in Germany. Besides the cost of travel and living expenses, costs are zero. If your teen saves money from summer jobs it could really help with living expenses abroad. They can cut their … [Read more...]

Is Grit the Most Important Thing for Success?

April is Financial Literacy Awareness Month! This post is my contribution to the Financial Literacy Awareness Carnival hosted by Shannon Ryan from The Heavy Purse. What is the most important thing leading to success? Is it a good education? Having wealthy parents? Is it being a genius like Steve Jobs? It couldn't hurt, right? Or is it grit? … [Read more...]

The Game Plan for Turning Your Dreams into Reality (that anyone can do)

There was a song back in the hippie days that went "La, la, la, la, la, la, live for today . . . for tomorrow never comes." A popular saying back then was "Be here now."  I think it came from Eastern philosophy that was popular after the Beatles started following a spiritual guru from India. I'm all for being in the moment and smelling the … [Read more...]

How to Raise Successful Kids: What Works Now?

I recently saw a quote: Don't try make your kids have more than you; try to make them better than you. Good advice. Yet our grown children need to have enough money to live on and to raise their families. So we try to teach them about money and about treating others with respect. We live in changing times, so it's a challenge to guide them toward … [Read more...]

What Is “The Good Life”?

Two questions have been rattling around in my brain lately. Both have an effect on how we spend and save our money. 1.  How Do You Define Yourself? I guess I haven't thought about it too much until the other day when I overheard someone say that their house defines them. I thought that was odd, but perhaps others think that way. Is it a clear … [Read more...]

How to Iron a Button-Down Shirt in 5 Easy Steps

This is a good skill for everyone to know. How about teaching your teens to do this? They will need to iron a shirt sometime & it's a good life skill to master. The more shirts they iron the better they will get at it. I've found it easier to iron shirts that don't have any stretch in them. That kind is pretty tricky. Click the title for the … [Read more...]

Save on Education Costs: Do Your Homework

This article is mostly about cutting college costs by planning carefully. There are a few tips about elementary through high school costs, especially in the comments section. Be sure to read the comments section for more helpful tips. A couple of comments that rang true for me:"For the most part, passions are better left as hobbies rather than … [Read more...]

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“Maggie, the truths in your experiences, your real-ness, and your humble spirit just shines.--------------- "Thanks again for keeping the ingredients to a minimum… (have you ever searched for sauerkraut and pork chop recipes oh my goodness!!)" --------------------- "Wow, Maggie! Awesome tips here. And I WISH my fridge was as organized as the one pictured. Good kitchen organization and de-cluttering can make you want to cook more. It’s all about the experience. ------------------- "I love these suggestions! I’ve got two teens headed to college with only one year apart so I’m definitely going to encourage my kids to look into these opportunities.------------------------- Maggie, I'm impressed by your blog, informative, to the point, smart.------------------------ Maggie you have the best recipes!

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