We already hear about those stories where the lottery winner now has millions upon millions at their disposal, and after a period of being irresponsible, the money is gone. I’ve often wondered how you can have that much money and go broke. Even if you went on a spending spree, how is it possible to still go through that much, even after you have … [Read more...]
End of the Summer Must-Buy Purchases
There are certain times of the year that you can save a little money on making purchases, so if you can hold off, it could give a little relief to your wallet. Summer can be the time for peak travel prices, not to mention inflated costs of gas, food, and attire. As we get to fall though, it can be time to move items to make room for the colder … [Read more...]
How to Teach Kids About Money
Well just when we are finally getting a grasp on our finances, we have children and soon enough they’re at the age where you can prepare them young enough so they don’t make the same mistakes that we did. Maybe the curriculum is different these days, but I never remember a personal finance class when I was growing up, so what we learned was from … [Read more...]
Ways to Give Your Credit Score a Boost
Whether you have filled out a mortgage application, for an auto lease, applied for a credit card, or even looked-for insurance rates, you’ll notice that credit score is primarily what decides your acceptance or decline fate, with the lender seeing if you are worthy of borrowing. Income is important to show that you have the necessary funds to … [Read more...]
Smart Money Moves to Make Starting Now
Sometimes we think we are plugging along and in good shape when it comes to not only our finances, but also saving for the future, but the truth is, we could all use a little improvement. Personal financial management is an ongoing way of life, constantly changing and adjusting as you go along. You never know when you get hit with extra expenses, … [Read more...]
Saving an Emergency Fund and When to Use It
There are many reasons why people save money. One of the most ignored aspects of saving is the emergency, yet every now and then, we encounter unexpected situations. Imagine suddenly finding yourself in an accident and you spend a number of months in a hospital. When this happens, and you can no longer work, you need an emergency fund to keep you … [Read more...]
How Online Shopping Gets You to Spend Even More
There are so many reason why online shopping is superior to in-person retail shopping, that I’m surprised that there are still so many stores out there. Not that I want especially the mom & pop stores to go away, but you would think you’d see more closures, but I continuously see stores popping up left and right that are not department … [Read more...]
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