By the time your paycheck is deposit, you pay all necessary bills, there probably isn’t much leftover at that point, so it’s important to make good financial decisions with what is left. Sure, it can be easy to go on a shopping spree, have a night dinner out, or blow a $100 at the bar. While there is a time and place for all of that, if you can … [Read more...]
Some of the Best Ways to Set Yourself Up for Success Are…
They always say you can have all of the book smarts you want, but when it comes to common sense, you either have it or you don’t. Well sort of along the same lines goes for getting financially ahead. You can make the right moves, but you also have to stay mentally sharp and healthy, which means you need to take care of your sanity as well. … [Read more...]
It’s Time to Spend Your Money on Smart Purchases
Let’s face it, we work hard for our money, so it’s sad when you try and do all the right things with finances but there still doesn’t seem to be much left after you pay the mortgage, utilities, car, let alone food and gas, with hope of having a little left for spending. It can be easy to go on a shopping spree and build up the credit card debt, … [Read more...]
How to Reduce Spending on Your Food Budget Each Month
While you might not think of your food budge as an important piece of your monthly finances, but simply put, we need to eat. It takes a lot to stay on top of the household finances when it comes to making sure the mortgage and other bills are paid, not to mention making sure you are saving for your future retirement, and in the meantime, an … [Read more...]
Easy Ways to Reduce Expenses & Purchases
Like most Americans we live paycheck to paycheck, so by the time we pay the necessary monthly bills, put some in retirement, maybe some in an emergency fund, there’s not much leftover after you set aside a budget for food and gas, probably leaving very little for spending money. If you are careful you can open up a few extra dollars each month by … [Read more...]
Smart Money Moves You Can Make to Improve Your Personal Finanace
Handling the finances for the household can be a tough job, one that should not be handled alone. Whether you have a significant other that you share the finances with, or you’d like to have a close family member or friend that you trust, it’s always good to have someone that you can bounce ideas off in order to make sure that you have set … [Read more...]
Start Using a Credit Card for All Purchases
Some might be surprised at the basis of this article, seemingly supporting charging up your credit account, but the kicker is that whatever you charge in the given much you’ll need to pay off the full statement balance, otherwise you will begin to be charged interest when your carryover a balance. If you start paying interest it sorts of defeats … [Read more...]
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