Like most Americans we live paycheck to paycheck, so by the time we pay the necessary monthly bills, put some in retirement, maybe some in an emergency fund, there’s not much leftover after you set aside a budget for food and gas, probably leaving very little for spending money. If you are careful you can open up a few extra dollars each month by … [Read more...]
Smart Money Moves You Can Make to Improve Your Personal Finanace
Handling the finances for the household can be a tough job, one that should not be handled alone. Whether you have a significant other that you share the finances with, or you’d like to have a close family member or friend that you trust, it’s always good to have someone that you can bounce ideas off in order to make sure that you have set … [Read more...]
Start Using a Credit Card for All Purchases
Some might be surprised at the basis of this article, seemingly supporting charging up your credit account, but the kicker is that whatever you charge in the given much you’ll need to pay off the full statement balance, otherwise you will begin to be charged interest when your carryover a balance. If you start paying interest it sorts of defeats … [Read more...]
A Fair Ameritrade Review For Day Traders
Day trading is one the best ways you can make money, while sitting at home in front your computer. Now, saying it like that makes day trading sound super simple. But it actually takes lots of discipline, planning and hard work to be profitable. And you need to understand how to operate online brokerage accounts, like those offered by Ameritrade. … [Read more...]
6 Myths About Credit Cards
It used to be that credit card got a bad reputation simply because the perception was that if you used a credit card you didn’t really have the money at the time and were putting the charge on a card and worrying about it later. While that may have been true for some, most others like the fraud protection that credit cards offer, not to mention … [Read more...]
Consolidating Debt Is Smart, But Be Careful of the Drawbacks
Credit card debt can happen to the best of us. There are plenty of excuses to go around, such as being young, financial difficulty, but out of control spending will just hurt you in the long run, making it tough to have extra money to save for the future, since you will be focused on paying back what you owe. Taking out a debt consolidation loan … [Read more...]
Avoid Falling for Sales Tricks to Get You to Spend
It can be tough to walk into a store or car dealership and have pushy sales staff around. While we do life in an internet age of shopping online, we still do need to have sales staff to close deals, not to mention answer any questions that we have. There a line between too nonchalant and pushy, at which one way or another can cause you to walk … [Read more...]
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