Especially when it comes to this time of year, as the credit card bills are piling up from all of the Christmas shopping that is being done this week than anything, as you scramble to get all your shopping done in time, which leaves 3 days remaining by the way, you can’t beat free. While we do live in a time where costs seem to be rising on just … [Read more...]
Financial Checks to Make Before the New Year
Whether you like it or not, 2017 is closing out and we’re about to get into the new year. I know myself I feel like I just came up with a resolution for this year, which obviously failed pretty bad. Like most, I tried to lose weight, which I came out strong in the beginning of the year, but by summer, I had stopped going to the gym, continued to … [Read more...]
Ways You Can Go Broke If You’re Not Careful
By the time your paycheck is deposit, you pay all necessary bills, there probably isn’t much leftover at that point, so it’s important to make good financial decisions with what is left. Sure, it can be easy to go on a shopping spree, have a night dinner out, or blow a $100 at the bar. While there is a time and place for all of that, if you can … [Read more...]
Some of the Best Ways to Set Yourself Up for Success Are…
They always say you can have all of the book smarts you want, but when it comes to common sense, you either have it or you don’t. Well sort of along the same lines goes for getting financially ahead. You can make the right moves, but you also have to stay mentally sharp and healthy, which means you need to take care of your sanity as well. … [Read more...]
It’s Time to Spend Your Money on Smart Purchases
Let’s face it, we work hard for our money, so it’s sad when you try and do all the right things with finances but there still doesn’t seem to be much left after you pay the mortgage, utilities, car, let alone food and gas, with hope of having a little left for spending. It can be easy to go on a shopping spree and build up the credit card debt, … [Read more...]
How to Reduce Spending on Your Food Budget Each Month
While you might not think of your food budge as an important piece of your monthly finances, but simply put, we need to eat. It takes a lot to stay on top of the household finances when it comes to making sure the mortgage and other bills are paid, not to mention making sure you are saving for your future retirement, and in the meantime, an … [Read more...]
Easy Ways to Reduce Expenses & Purchases
Like most Americans we live paycheck to paycheck, so by the time we pay the necessary monthly bills, put some in retirement, maybe some in an emergency fund, there’s not much leftover after you set aside a budget for food and gas, probably leaving very little for spending money. If you are careful you can open up a few extra dollars each month by … [Read more...]
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