Once the weather starts to turn from the gloomy cold to the warm spring, it gives you an extra boost of energy, not to mention it continues to get darker each day instead of being pitch black before 6:00 in the evening.  While it may be overwhelming with the number of items on your to-do list, but take one thing at a time, open up the windows to … [Read more...]

Sure, being responsible and getting a needed ride is great, not to mention trying to save a few dollars trying to figure out is lyft cheaper than uber, but in order to really start saving money and cutting back on the money going out compared to coming in, you need to take a full look at your personal finance.  Just think about the big picture, and … [Read more...]

Now that we are in 2018 for a few weeks now it’s time to make some spending adjustments to free up extra money every month.  Instead of blowing your money on nice cars and clothes, it’s time to really cut spending down so you can start to put that extra savings into your finances and build an emergency fund with a few months’ worth of expenses to … [Read more...]

It’s now the new year and perfect time to evaluate your finances to either figure out where you went wrong last year, or what you can improve upon.  It may seem that as soon as your paycheck is deposited it’s shortly gone on paying bills and whatever is left for spending.  In order to free up extra money each month so you can work on building an … [Read more...]

Especially when it comes to this time of year, as the credit card bills are piling up from all of the Christmas shopping that is being done this week than anything, as you scramble to get all your shopping done in time, which leaves 3 days remaining by the way, you can’t beat free.  While we do live in a time where costs seem to be rising on just … [Read more...]

They always say you can have all of the book smarts you want, but when it comes to common sense, you either have it or you don’t.  Well sort of along the same lines goes for getting financially ahead.  You can make the right moves, but you also have to stay mentally sharp and healthy, which means you need to take care of your sanity as well. … [Read more...]

Handling the finances for the household can be a tough job, one that should not be handled alone.  Whether you have a significant other that you share the finances with, or you’d like to have a close family member or friend that you trust, it’s always good to have someone that you can bounce ideas off in order to make sure that you have set … [Read more...]