Thinking it's about time you took control of your financial freedom? The best way to do that is with a reliable budget. Unfortunately, a lot of people simply don't know how to get started with a new budgeting strategy. They assume that all they need to do is constantly track their spending and make sure that they're not using more money than they … [Read more...]
How to Make a Budget You Can Stick To
It's easy to tell yourself that you have to follow a certain set of rules whenever it comes to spending money. For instance, you can insist that you're never going to spend more than 5% of your income on entertainment and frivolous expenses. However, actually sticking to that rule is easier said than done. Plenty of people implement budgets just to … [Read more...]
3 Ways to Save Money on Car Insurance
For most people, owning a vehicle is essential. You rely on your car for your daily commute to work, to run errands, and to get to fun social events. However, owning and maintaining a car requires continual investment — and few expenses can weigh more heavily on your wallet than car insurance. However, when you contact your insurance broker in … [Read more...]
Important Financial Decisions You Keep Delaying
If you are handling to majority of your household finances, you probably have an extra grey hair or two then you would like, which means that you should not be the only one that has that financial weight on the shoulders that should be carried by all party involved, such as your significant other. When it means putting the whole family in jeopardy … [Read more...]
How to Avoid Living Beyond Your Means
While an opinion outpost might be a quick way to generate extra cash, it likely won’t solve your financial woes if you continue to live beyond your means. Spending more money compared to what’s coming in is no way to live, and you can’t sustain that sort of living arrangement for long thought slipping deeper into debt, and the longer is goes on, … [Read more...]
How to Stay On Top of Your Finances
While going out and getting a victoria secret credit card to go on a shopping spree because they offered you a discount by opening a car, may not be the best for your finances, only to put you into debt and struggle to get out, especially if you find yourself carrying over a balance every month and paying interest, you know that making only the … [Read more...]
Money Moves You Can Make to Secure Your Future
With the stock market tumbling today, it doesn’t seem like it was that long ago when it was in a continuous freefall as we slipped into a recession. That left our retirements accounts drained, credit card debt up, and savings accounts down, so it might not be a bad idea to get yourself prepared for the future. In addition to asking yourself what … [Read more...]