A victoria secret credit card may not be the first choice when it comes to thinking of which credit card should be used all the time.  The interest rate is likely sky-high so that when you are unable to pay the full statement balance, you can look forward of paying plenty of interest with your monthly payments.  However, if used correctly, credit … [Read more...]

Sure, it’s important to know the sep ira rules when it comes to investing, but it’s a good idea to take a step back and take a look at something that gives you an overall impression as a borrower, can affect the interest rate you’re given, or make or break the approval process:  your credit.  The major factors that make up your credit are payment … [Read more...]

While the first thing you may not hear when it comes to improving your finances are that budgets are sexy, but certainly they can get you on track to putting your hard-earned money to good use.  What you are spending now on unnecessary purchases such as shopping sprees, going out to eat more than a time or two a week, paying for a huge cable bill … [Read more...]

You’ve heard many strive to lose weight for their resolutions, others maybe get a grasp on their finances, while something that may be on the radar but doesn’t make it any less important, is working on raising your credit score.  No matter if it’s already “good”, or have had trouble in the past, there is almost room for improvement, because if you … [Read more...]

Some might be surprised at the basis of this article, seemingly supporting charging up your credit account, but the kicker is that whatever you charge in the given much you’ll need to pay off the full statement balance, otherwise you will begin to be charged interest when your carryover a balance.  If you start paying interest it sorts of defeats … [Read more...]

It used to be that credit card got a bad reputation simply because the perception was that if you used a credit card you didn’t really have the money at the time and were putting the charge on a card and worrying about it later.  While that may have been true for some, most others like the fraud protection that credit cards offer, not to mention … [Read more...]

Credit card debt can happen to the best of us.  There are plenty of excuses to go around, such as being young, financial difficulty, but out of control spending will just hurt you in the long run, making it tough to have extra money to save for the future, since you will be focused on paying back what you owe.  Taking out a debt consolidation loan … [Read more...]