Finding out that you need cash now is never a good thing…especially when you have bad credit. However, when a financial emergency or surprise expenses rear their heads, that one thought might truly fit the situation. For this reason, emergency funds are good to have, but for those who don’t have savings to fall back on, people telling them that … [Read more...]
3 Ways to Save Money on Car Insurance
For most people, owning a vehicle is essential. You rely on your car for your daily commute to work, to run errands, and to get to fun social events. However, owning and maintaining a car requires continual investment — and few expenses can weigh more heavily on your wallet than car insurance. However, when you contact your insurance broker in … [Read more...]
Ways to Save Money this Spring
Once the weather starts to turn from the gloomy cold to the warm spring, it gives you an extra boost of energy, not to mention it continues to get darker each day instead of being pitch black before 6:00 in the evening. While it may be overwhelming with the number of items on your to-do list, but take one thing at a time, open up the windows to … [Read more...]
Important Financial Decisions You Keep Delaying
If you are handling to majority of your household finances, you probably have an extra grey hair or two then you would like, which means that you should not be the only one that has that financial weight on the shoulders that should be carried by all party involved, such as your significant other. When it means putting the whole family in jeopardy … [Read more...]
Why You Should Use a Credit Card for All Purchases
A victoria secret credit card may not be the first choice when it comes to thinking of which credit card should be used all the time. The interest rate is likely sky-high so that when you are unable to pay the full statement balance, you can look forward of paying plenty of interest with your monthly payments. However, if used correctly, credit … [Read more...]
How to Avoid Living Beyond Your Means
While an opinion outpost might be a quick way to generate extra cash, it likely won’t solve your financial woes if you continue to live beyond your means. Spending more money compared to what’s coming in is no way to live, and you can’t sustain that sort of living arrangement for long thought slipping deeper into debt, and the longer is goes on, … [Read more...]
How You Could Be Wasting Your Hard-Earned Money
While sure, a lowes build and grow might be a good thing to look out for saving money, but perhaps it’s a good time to look at your whole financial picture, from what you’re paying in monthly expenses, to where your spending money is going. If you’re not sure how much money is going out each month or don’t really pay attention to purchases, you … [Read more...]
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