You might want to do some of these things when the weather is not too cold. Other items can be done any time, but the sooner you do them the quicker you get the savings. If you can’t afford to do all of these right now, how about making a list of the less expensive items to do as money permits? Or make a list of the most important to do first.
Click title for link to article by Trent Ham at the SimpleDollar.