With the advent of a new year, the future remains uncertain. Although there is now a vaccine, it’s unclear how quickly it will be available for most Americans. Although the idea of another round of stimulus checks is being floated as a solution to reduce the dire financial straits millions of Americans face, the details are unclear. … [Read more...]
How to Plan your First Budget: The Basics
Thinking it's about time you took control of your financial freedom? The best way to do that is with a reliable budget. Unfortunately, a lot of people simply don't know how to get started with a new budgeting strategy. They assume that all they need to do is constantly track their spending and make sure that they're not using more money than they … [Read more...]
How to Make a Budget You Can Stick To
It's easy to tell yourself that you have to follow a certain set of rules whenever it comes to spending money. For instance, you can insist that you're never going to spend more than 5% of your income on entertainment and frivolous expenses. However, actually sticking to that rule is easier said than done. Plenty of people implement budgets just to … [Read more...]
Running a Business Responsibly
Responsibility is a much under-used word in a business context. We laud business owners, founders and CEOs for being bullish, confident, ambitious, but we rarely hear the success stories of the business founder who chased success cautiously and responsibly – it’s a less compelling story, even if it’s a better recipe for long term survival. As a … [Read more...]
Options for When You have Bad Credit and Need Cash
Finding out that you need cash now is never a good thing…especially when you have bad credit. However, when a financial emergency or surprise expenses rear their heads, that one thought might truly fit the situation. For this reason, emergency funds are good to have, but for those who don’t have savings to fall back on, people telling them that … [Read more...]
3 Ways to Save Money on Car Insurance
For most people, owning a vehicle is essential. You rely on your car for your daily commute to work, to run errands, and to get to fun social events. However, owning and maintaining a car requires continual investment — and few expenses can weigh more heavily on your wallet than car insurance. However, when you contact your insurance broker in … [Read more...]
Ways to Save Money this Spring
Once the weather starts to turn from the gloomy cold to the warm spring, it gives you an extra boost of energy, not to mention it continues to get darker each day instead of being pitch black before 6:00 in the evening. While it may be overwhelming with the number of items on your to-do list, but take one thing at a time, open up the windows to … [Read more...]
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