Sometimes saving a few dollars doesn’t mean it’s worth it. Sure, you can go out and buy a no-name brand of a 4K HD TV, it will probably last you a few years, but the picture quality will be terrible. There’s a reason why quality items are more money, and maybe by limiting what you purchase, and what you do purchase is top notch, you will save money in the long run. There are certain purchases that are definitely ok to buy used such as tools, there are those items that you should avoid buying used at all costs if you are able to.
Take it someone to bought out their lease years ago because I didn’t want to go through the hassle of looking for cars, NEVER buy a car. It takes 6 years of loan terms to get a payment under control enough to be able to afford it, and that is at 0% interest, and probably still hundreds of dollars, if you want to get a new car. If you buy used, even with a new, things go wrong after a few years, so as your car’s age gets up there, you can expect to replace just about anything, not to mention continue to do regular maintenance such as tires and breaks every few years. It used to be that you would buy so that you could finally pay off the loan and not have a car payment, but it’s not worth it. Stick to leasing. Nothing will ever go wrong that you will have to pay for, and if something does, it will be covered, outside of a broken windshield or a flat tire, etc. Lease payments are cheap, you do not have to put anything down at signing, and you can get a brand-new car every couple of years and never have to own one and all of its problems.
Now having a newborn and all of the extra costs now associated with the new member of my family, I can see where it would be nice to cut corners somewhere to save money, but there is a line to be drawn. There are always recalls, there are plenty of germs from someone else’s kid, even if it is a family member, and you can always get just the essential supplies, instead of getting everything ever recommended from friends or retail workers that your kid may only use once or twice. This speaking from seeing seats and swings that cost hundreds of dollars collecting dust at our house that our baby cries when she is in anyways.
Unless you are pretty tech savvy and are comfortable dissecting the entire computer when you take it home as long as it has a good foundation, it may not be worth buying a new laptop because you don’t know where it has been and what has been on it. I have clicked on websites, accident or on purpose, and have had my computer destroyed with malware that I spent hours getting it back to normal, only to have it never quite right again and I finally had to break down and buy a new one. You might be saving a little off of the price tag of buying new, but in the long run, your time is worth more and it is totally worth just buying new that comes with a warranty.
It sounds funny saying that, thinking of a house as used property, but it is true. Many families could have lived there, passing on their filth and poor design taste that will take you years and tens of thousands of dollars to get it to look the way you wanted. I purchased a home that was roughly thirty years old when I bought it, and although it has been great to me, looking back, if only I would have properly saved up my money over the years and just spent on a down payment to build a home. That way it can look the way I want it to, I will be the only owner, and it will be completely move in ready, free of needed updates. It has been a great learning experience being a first-time home buyer, but now thinking back on the eight years that I have lived here and all the projects that I have done, I would gladly trade any of them to be able to move into a new home without having to do updates ever again.